Prosperity Smart Drive Pty Ltd – Abides by the Australian Privacy Principles (APP’s) established under the Privacy Act 1988 (Cth).

Prosperity Smart Drive Pty Limited (“we”, “us”, “our”) is committed to protecting your privacy and handling your personal information in accordance with the Privacy Act 1988 (Cth) including the Australian Privacy Principles (APPs). All terms defined in the Privacy Act 1988 (Cth) have the same meaning when used in this Privacy Policy.

Prosperity Smart Drive collects the personal information you provide to us and information we collect from third parties. This may include: contact details, identity documents, employment and financial information, credit history and, with your consent, sensitive information such as health details and biometric information). We will only collect the information reasonably necessary for the purposes described below and we will ask for your consent prior to collection of your biometric information.

We collect and use your personal information to assess and provide vehicle leasing, salary packaging and car finance services, to verify identity and creditworthiness, and to meet legal obligations (such as taxation and anti‑money laundering). Where we wish to use your information for any unrelated secondary purpose (for e.g., direct marketing), we will seek your consent unless otherwise permitted by law.

We may verify your identity as part of assessing your application and providing our services. This may involve using electronic verification systems to match the personal information you provide (such as details from your identity documents) with official records, including government databases such as the Australian Government’s Document Verification Service (DVS).

We will only carry out identity verification with your consent. By providing your information and proceeding with your application, you confirm that you are authorised to provide the information and consent to it being used and disclosed for identity verification purposes.

We use the outcome of these checks to confirm your identity and support the assessment of your application. The verification process only returns a confirmation result and does not give us access to your underlying government records.

If you do not provide consent and/or provide the information, we may not be able to verify your identity electronically, which may affect our ability to process your application and or provide services to you.

We may disclose personal information to third parties including: related entities, insurers, financiers, Credit Reporting Bodies, professional advisers, data hosts, cloud and IT service providers; third party providers who assist with operations, administration, marketing or customer support; and government or regulatory bodies. In some cases, we may disclose to overseas service providers (for example the Philippines) where practical, we will take reasonable steps (for example, data processing agreements, access controls and encryption) to protect personal information when it is handled overseas.

We may also disclose your personal information to financiers and Credit Reporting Bodies (CRBs) to verify your identity, assess your creditworthiness, and manage your application. This may include matching your identification details with official records and exchanging credit-related information with CRBs and lenders. A schedule of credit providers and links to their privacy policies is available in our full Privacy Policy.

We take reasonable steps to protect personal information from misuse, interference and loss, and from un-authorised access, modification or disclosure. These steps include administrative, technical and physical safeguards such as access controls, policies and procedures, encryption where appropriate, and periodic security reviews. We retain personal information for as long as reasonably required to fulfil the purposes described above, to meet legal and regulatory obligations, resolve disputes and enforce our agreements. When information is no longer required we will securely destroy or de‑identify it.

Our services or communications may contain links to third‑party websites or services. This statement does not apply to third‑party sites. The third-party operator’s privacy policy will govern how they collect and use your information.

You may request access to or correction of your personal information by contacting our Privacy Officer. We will respond to requests within a reasonable timeframe and in accordance with applicable law.

Our full Privacy Policy https://www.prosperitysmartdrive.com.au/privacy-policy/explains how you can access and correct your information, how to make a complaint and how we deal with complaints.

We may update this Privacy Collection Statement from time to time to reflect changes in our practices or legal requirements. The latest version will be published on our website or made available on request.

You can opt out of marketing communications at any time by using the unsubscribe link in emails or by contacting our Privacy Officer; we will action opt‑outs promptly and free of charge. By submitting this form you consent to the collection, use and disclosure described above.

Contact us:

Prosperity Smart Drive Pty Limited
Attn: Privacy Officer
PO Box 234
Newcastle NSW 2330
P: 02 4907 7222
P: 1300 761 388
E: [email protected]