Financial Wellbeing Made Simple
Enjoy the benefits of salary packaging and novated leasing – with lending and financial planning options available to support your broader goals. We make it simple to save on tax, manage your money, and build long-term financial confidence.
Salary Packaging
Salary packaging is a simple way to reduce tax while increasing your take-home pay. Through your Prosperity Employee Benefits program, you can structure your salary to include items like super contributions, electronic devices, or professional memberships.
We’ll guide you through every step, offering personalised advice to help you maximise your savings and integrate this benefit seamlessly with other perks like novated leasing.
Employee Benefits
Salary Packaging
Boost Your Take-Home Pay
Novated Leasing
Lease It, Love It
Lending
Loans Made Simple
Financial Services
Plan, Protect, and Grow
Employee Benefits FAQs
Get quick answers about Prosperity Employee Benefits – from salary packaging and novated leasing to lending and financial advice. Our team is here to make the process simple and help you get the most out of your benefits.
What is salary packaging, and how does it save me money?
Salary packaging lets you pay for approved expenses with pre-tax income. This can reduce your taxable income and increase your take-home pay.
Who is eligible for salary packaging and novated leasing?
Eligibility varies depending on your employer’s arrangements and Australian tax rules. Most employees can access at least some benefits.
What costs are included in a novated lease?
A novated lease bundles your car lease payments with many running costs, including fuel, registration, insurance, servicing, and tyres.
Can I keep my novated lease if I change jobs?
Yes, most novated leases can be transferred to your new employer, making it a flexible option even if your circumstances change.
How do I know if I’m getting the best loan deal?
Prosperity advisers can review your current loans, compare rates and terms, and help you find a structure that aligns with your financial goals.
Do I have to use all the services offered?
No, you can choose the benefits that suit your needs. Start with one service and explore more as your goals evolve.
How do I get started?
Click “Book a Consultation” to schedule a chat with one of our advisers. We’ll walk you through your options and next steps.