Salary packaging
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About salary packaging

Salary packaging (also known as salary sacrificing or total remuneration packaging) lets you exchange part of your pre-tax salary for valuable benefits—such as car leases, super contributions, or everyday expenses—so you keep more of what you earn.

Your pay, your way: Maximise every dollar

Benefits at a glance 

  • Tax savings and more take-home pay
    Reduce your taxable income by allocating pre-tax dollars to essentials, unlocking more disposable income.

  • Flexible benefit options
    Get access to a wide range of benefits—like vehicles (novated leases), super contributions, laptops, relocation costs, living expenses, and more—tailored by sector or employer.

  • FBT-exempt benefits available
    Certain items—like work-use laptops, protective clothing, and briefcases—are exempt from fringe benefits tax, giving you more value.

  • Extra super contributions
    Boost your retirement savings through pre-tax super contributions, often taxed lower than your regular income.

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How it works

What you can package

Depending on eligibility, you may be able to package:

  • Novated lease vehicles

  • Mortgage or rent payments

  • Everyday living expenses

  • Insurance premiums

  • School fees and personal loans

  • Work-related tech (laptops, phones, tablets)

  • Memberships and professional subscriptions

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Ready to setup your salary packaging?

Book a personalised consultation today and find out how salary packaging can reduce your tax, boost your take-home pay, and make the most of your employee benefits.