Lending
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Smarter lending solutions for every stage of life

Prosperity lending makes complex finance simple. With over three decades of experience and relationships with more than 45 leading lenders, we’re uniquely positioned to help employees secure the right funding. As part of your benefits program, you receive exclusive access to complimentary residential loan reviews, personalised advice, and lending solutions that integrate seamlessly with your broader financial plan.

Expert help to secure the right loan

Lending solutions​

Our lending services are designed to support every stage of your financial journey.

  • Residential home loans: Secure the right loan for your first home, refinance to save, or invest in property with confidence.

  • Loan reviews and refinancing: Ensure your loans remain competitive and aligned with your financial goals through regular reviews.

  • Asset finance: Access tax-effective solutions for vehicles, equipment, or business assets.

  • Business and commercial lending: Unlock funding to fuel growth, acquire property, or expand operations.

Each solution is backed by personalised advice and a commitment to securing the best structure for your circumstances.

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Why choose prosperity lending

We’re more than a brokerage. As part of Prosperity Advisers, our lending services are integrated with accounting, tax, and financial planning expertise, ensuring every decision supports your long-term goals. With no upfront fees for residential lending and a dedicated team working on your behalf, you can feel confident you’re receiving the right solution, not just a product.

Connecting lending and wealth creation

Your Prosperity Employee Benefits go beyond borrowing. By connecting lending services with financial planning and wealth protection advice, we help you make informed decisions that strengthen your overall financial wellbeing. Explore our Financial Services to see how we can help you grow and protect your wealth.

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Find the right loan for you

Get expert guidance, access to over 45 lenders, and a complimentary loan review to make your finance decisions simple and stress-free.